New year, new home?

January 14, 2026

If you’re hoping to move home in 2026, get your finances in good shape first  

Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty 

Take stock of possessions, create a room plan and keep track of boxes and their contents.

If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat the stress. 

Before you start looking at properties, it’s worth getting your finances in good shape. Speak to us about finding a suitable mortgage and checking what you can comfortably afford – this will give you a clear picture of your budget before you start house-hunting. Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty, as these can quickly add up. The more financially prepared you are, the smoother and less stressful your move will be when the time comes. 

And when the time comes… 

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.  

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